We Finance You...

Loan Amount

Loan Term

How much do you need?


When is your next payday?



Total Repayment:

Fees:

Interest:

By submitting your information you give Phynance(Pty) Ltd consent to perform a credit check with a credit bureau.


Enter your South African ID Number


Please note that these are only approximate figures. All rates are calculated on a daily basis as stipulated by the National Credit Regulator. Please request a quote from us to determine the actual repayment amount and installment(s) should you wish to apply for a loan.

Pricing Information:

APR:

  • Minimum APR of 36%

  • Maximum APR of 60%

Loan Terms and Conditions

  • Repayment Terms (Period):

    • We offer repayment periods from between 61 - 90 Days

  • Repayment Options:

    • We offer flexible repayment options including debit order collections

  • Non-Payment:

    • Non-payment of your account could result in penalty fees added to your existing debt repayment obligation and may also result in your credit profile being adversely affected

What we Require

Note that all documents are mandatory for each application.

STEP 1

FILL IN APPLICATION FORM

STEP 2

UPLOAD IDENTITY DOCUMENT, PAYSLIP & 3 MONTHS BANK STATEMENTS (LATEST)

STEP 3

IF APPROVED, LOAN PAID DIRECTLY TO YOU

3 LATEST PAYSLIPS

IDENTIFICATION

3 MONTHS BANK STATEMENTS

Specialised
Microlending &
Cash Loans


We at Phynance can provide our clients with the greatest online loans to assist them paying for an immediate cost. Loans are often requested online on temporary basis, with terms ranging from a few days to a year.


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Short - Term Loans

Invoices repaying the principle amount with interest by a given due date