To set the benchmark in the landing niche market through successful partnership with our clients, our staff members and our suppliers.
To be the partner of choice for leading-egde micro finance solutions through a seal of expertise and best practice insight to enable customers to raise the performance bar.
Here, at Phynance, we are characterized by focusing on low-money products and services to our client base attending to solving basic needs, personal emergencies, or even the expansion of a small business. Phynance is an innovative company which identifies the current and future operating environment that helps drives business success through people. We currently have eight branches within our group structure, of which 3 are strategically located in Bloemfontein CBD and 5 in Botshabelo CBD. We strive to uphold a dual mission of providing affordable capital to "unbankable" individuals while operating an efficient, profitable business. The management team of Phynance has a total of over 25 years of experience in the microfinance industry. They have worked together for 7 years and their track record proves that they have the necessary skills to guide the company as it expands throughout South Africa and internationally.
In financial services, if you want to be the best in the industry, you first have to be the best in risk management and credit quality. It is the foundation for every measure of success. There is almost no room for error!